For example, Money Bar ® displays the money you've set aside for bills and what's left over / free to spend. PNC Bank also offers technologies both online and in the mobile app to help you budget and spend wisely, to know when your balance is low and to stick to your savings goals. ![]() Though you can open a Virtual Wallet account online, being a brick-and-mortar bank, PNC also welcomes customers to visit their local branch to open an account and offers a coupon printout of the welcome bonus that savers can bring with them to redeem. Virtual Wallet with Performance Select: Earn $200 when you set up a recurring direct deposit totaling $2,000 or more into your Spend account.Virtual Wallet with Performance Spend: Earn $200 when you set up a recurring direct deposit totaling $2,000 or more into your Spend account.Virtual Wallet: Earn $50 when you set up a recurring direct deposit totaling $500 or more into your Spend account.The below is how it differs between the three tiers: The welcome bonus is earned after setting up a certain amount of direct deposits to your Spend account. Access to your cashĪ standout perk of opening a PNC Bank Virtual Wallet account is having the opportunity to earn a welcome bonus of up to $200 depending on what type of tier you choose. ![]() PNC Bank compounds interest monthly and credits it to your account on the last day of each monthly statement cycle. A relationship rate means you can earn better interest rates on higher balances when you have multiple accounts at one bank. The Growth account of all Virtual Wallet products earns interest, and higher "relationship" interest rates are available.
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